Navigating insurance rules is exhausted. Our new AI-powered assistant helps you check your eligibility for Medicare Advantage benefits in seconds: no phone calls required.
The Most Frustrating Question We Hear
If you have ever called us to ask about a stairlift for a parent or spouse, you probably asked the same question every other family asks: "Does Medicare cover this?"
And for years, we had to give you the same frustrating answer: "No. Original Medicare classifies stairlifts as home modifications, not medical equipment. They won't pay a dime."
But in 2025, the landscape has changed.
While Original Medicare (Part B) still says no, many Medicare Advantage (Part C) plans in New Jersey have introduced new funding programs known as SSBCI (Special Supplemental Benefits for the Chronically Ill). These funds are specifically designed to help keep seniors in their homes safely.
The problem? These benefits are buried in hundreds of pages of confusing policy documents. Finding out if your specific plan covers a stairlift often feels like looking for a needle in a haystack.
Why We Built the Coverage Assistant
At Mobility123, we believe safety shouldn't be a secret. We realized that New Jersey families didn't need more brochures; they needed a guide to cut through the red tape.
So, we built one.
Introducing the NJ Medicare Stairlift Coverage Assistant: a free, private tool that uses Artificial Intelligence to analyze your specific situation against 2025 insurance data.
Launch the NJ Medicare Stairlift Coverage Assistant
How This Tool Helps You (And Why You Can Trust It)
We designed this tool to be helpful, not salesy. Here is exactly what it does and doesn't do:
1. It Translates "Insurance Speak" into Plain English
You don't need to know what "durable medical equipment code E0297" means. You just tell the app, in your own words, why you need the lift (e.g., "My wife has severe arthritis and can't manage the stairs"). The AI understands your story and matches it against plan criteria.
2. It Checks Specific NJ Plans
National tools often miss the mark because insurance varies by state. Our tool is calibrated for the plans available right here in New Jersey, including specific tiers from UnitedHealthcare, Aetna, Humana, and Braven Health.
3. It Gives You the Words to Say
This is the most valuable feature. If the tool sees a potential match for coverage, it doesn't just say "Yes." It writes a custom script for you. It tells you exactly which keywords: like "medical necessity" or "fall risk", you need to use when you call your insurance provider to request authorization.
4. It Is Private
You do not need to enter your medical details or policy number to use the checker. We built this to give you answers, not to spam your inbox.
What If the Answer Is "No"?
We want to be transparent: Even with this new tool, many insurance plans do not cover stairlifts. If the assistant determines that your plan likely won't pay, we will tell you the truth instantly so you don't waste time fighting a losing battle.
But that doesn't mean you are out of options.
If insurance isn't the path forward, Mobility123 offers several ways to make safety affordable:
- Several Stairlift Models: Click here to see options available to you.
- Refurbished Stairlifts: gently used, high-quality units at a significant discount.
- Rental Programs: Ideal for short-term recovery or hospice care.
- 0% Financing: Flexible monthly payments to fit your budget.
Questions? Contact Mobility123 for answers.
Learn more about Medicare Coverage Here.
